Help Clients plan properly for Cryptocurrency & Digital Assets
Learn how to ask better questions, record safely, avoid access risks and choose proportionate clause options for clients with cryptocurrency, wallets, exchanges, NFTs and other digital assets.
Digital assets are now a real estate planning issue. Clients may hold Bitcoin, Ethereum, stablecoins, NFTs, exchange accounts, hardware wallets, DeFi positions or old crypto they have forgotten about. The problem is that these assets can be easy to miss, hard to access and, in some cases, lost forever without proper planning.
This half-day workshop gives you a clear, usable process for dealing with digital assets in will-writing and estate planning conversations. You will learn what to ask, what to record, what never to record, when to signpost and how to use proportionate clause wording depending on the client’s circumstances.
Digital Assets create a different type of Estate Planning Risk
Most traditional estate planning assumes that assets can be found, valued and dealt with by the executors.
Digital assets are different.
A client might own valuable crypto, but if nobody knows where it is held, which device is linked to the account, whether it is exchange-held or self-custodied, or where the access route is stored, the estate can face delay, cost or permanent loss.
The key point is simple:
Legal recognition gives the foundation. It does not give the password.
The Property (Digital Assets etc) Act 2025 has improved legal certainty, but it does not unlock wallets, recover seed phrases, deal with 2FA devices, override exchange processes or remove the need for safe records. Your existing Q&A guide makes this distinction clearly.
This workshop focuses on the practical question:
What should a will-writer actually do in a client meeting?
What you will Learn
TBy the end of the workshop, you will understand how to:
- ask clear digital asset questions during fact-finding
- identify exchange-held assets, wallets, NFTs, DeFi and staking risks
- use the A.C.E. structure: Audit, Cover and Extend
- record safe file notes without handling sensitive access information
- explain why passwords, private keys and seed phrases must not go in the Will
-understand the 2FA device risk
- explain why executors should not simply “log in as the deceased”
- separate Will wording from the client’s access route
- choose between Lite, Standard and Advanced digital asset clause options
- spot red flags that need legal, tax or technical signposting
- use client-facing documents to support better plannin
A Clear Structure for Conversations
The workshop uses the same A.C.E. structure used in the practitioner toolkit.
Audit
Identify whether digital assets exist, where they are held and whether anything needs clarifying.
Cover
Check whether the client’s current plan is workable. Would the executor know what exists? Would they know where to start? Is the access route clear without revealing credentials?
Extend
Look beyond the immediate Will. Are there wider family, business, trust, beneficiary, probate or ownership issues?
The fact-finding sheet already follows this structure and includes prompts around exchanges, wallets, NFTs, DeFi, 2FA devices, lost access, collateralised loans and safe negative confirmation wording.
The issue is not just "does the client hold crypto?"
Digital assets raise extra questions:
- Is it held on an exchange or in self-custody?
- Is there a hardware wallet?
- Is there a seed phrase?
- Is 2FA linked to a physical device?
- Has the client changed phone or email address?
- Has access already been lost? Is the client holding assets for someone else?
- Is there staking, lending, DeFi or borrowing involved?
- Would the beneficiary know how to receive the asset?
- Would the executor know not to share recovery words with a scammer?
The Client Digital Assets Log is designed around this principle: it should act as a map, not the keys. It warns clients not to record passwords, private keys, seed phrases, recovery codes or authenticator codes, and it includes the 2FA device warning.
How the workshop works
This is a live, interactive half-day workshop delivered on Zoom.
Suitable for: Will-writers, estate planners, probate practitioners and private client teams
Agenda
9:30am: Setting the scene
Why digital assets matter in estate planning, and why the issue is bigger than cryptocurrency prices.
10:00am: Fact-finding and safe file notes
How to use the A.C.E. structure to ask better questions and avoid recording sensitive information.
10:45am: Access planning
Exchange accounts, self-custody, seed phrases, 2FA devices, password managers and the “do not just log in” problem.
11:30am: Clause decision-making
How to think about Lite, Standard and Advanced clause options, and why one clause does not fit every client.
12:00pm: Red flags and signposting
When to proceed, when to slow down and when to refer for specialist legal, tax or technical support.
12:20pm: Q&A and next steps
Your questions, common objections and how to start using this in your client process.
What's included?
Workshop only: £197
Includes:
live half-day Zoom workshop session
workbook or slides
Q&A
practical examples
Workshop + Digital Assets Practitioner Toolkit: £347
Includes everything above, plus the full toolkit:
- 1-page digital assets checklist
- Digital Assets Fact-Finding Question Sheet
- Client Digital Assets Log Excel Digital Assets Log Template
- Digital Assets Letter of Wishes
- Drafting Decision Support Guide
- Private Keys and Access Planning Guide
- Property (Digital Assets etc) Act 2025 Q&A Guide
- Digital Asset Will Clause Pack:
- Selection Guide
- Lite Clause
- Standard Clause
- Advanced Clause
The clause pack gives practitioners three proportionate options: Lite for modest exchange-held assets, Standard for typical retail holders, and Advanced for self-custody, DeFi, business-linked, trust-linked or complex estates.
What this workshop is, and what it is not
This workshop is designed as professional education and process support.
It is not:
- legal advice
- tax advice
- regulated financial advice
- investment advice
- cybersecurity advice
- technical recovery advice
- a solicitor-approved precedent service
The clause documents are firm review drafts. They should be reviewed against your firm’s own precedent bank, executor wording, trustee provisions, STEP provisions and compliance requirements before use.
The aim is to help you ask better questions, identify risk, record safely and signpost where needed.
FAQ
Is this suitable if I do not know much about cryptocurrency?
Yes. The workshop is designed for will-writers and estate planners, not crypto traders. You do not need technical crypto knowledge to attend.
Will I learn how to recover lost crypto?
No. This is not a technical recovery course. You will learn how to identify access risks, record safely and signpost where technical support may be needed.
Will I get clause wording?
Yes, if you choose the Workshop + Toolkit option. The toolkit includes Lite, Standard and Advanced clause options for firm review and adaptation.
Can I use the client documents with my clients?
Yes, the client-facing documents are designed to be used with clients, subject to your own firm process and compliance approach.
Is this legal advice?
No. The workshop and documents are educational and process-support materials only.
Does this apply to Scotland and Northern Ireland?
The materials are primarily written for England and Wales. Where jurisdiction differs, local advice should be obtained.
About the Speaker
Simon Dyer
Founder, Plutus Crypto Consulting
Simon Dyer is the founder of Plutus Crypto Consulting, a UK-based training and consultancy specialising in cryptocurrency, digital assets, and estate planning.
With over 25 years’ experience in financial services, operations, and professional training, he now works closely with will-writers, estate planners, probate professionals, and solicitors, helping them understand how cryptocurrency and digital assets impact wills, probate, LPAs, and client risk. He regularly delivers training for professional bodies and industry groups, and supports probate teams on real-world crypto estate cases, including complex situations involving lost access, multiple wallets, exchanges, NFTs, and decentralised finance (DeFi).
Simon is known for his clear, jargon-free approach, translating complex digital concepts into practical guidance that non-technical professionals can confidently apply with clients. His training is grounded in real case studies, current UK law, and emerging regulation, including the Property (Digital Assets) Act 2025. Alongside his consultancy work, he is a frequent speaker at industry conferences and meetups, and is the founder of one of the UK’s largest crypto education communities. This session draws on Simon’s hands-on experience helping families, executors, and professionals avoid costly mistakes and permanent loss when digital assets are not planned for properly.
He is also CEO and Co-Founder of FundRaisely, a UK-based fundraising platform that helps charities, schools, and community groups raise funds using digital tools and interactive events. Through FundRaisely, Simon works at the intersection of technology, compliance, and real-world financial impact, further grounding his training in how digital assets and systems are used outside of theory.